Gesa Cash Rewards Credit Card
The Gesa Cash Rewards credit card is the perfect option for those seeking real benefits and practical rewards on every purchase. With it, you turn each daily expense into cashback, making your spending more advantageous and enjoyable.
With benefits like 0% initial interest rates and access to exclusive offers, the card is ideal for anyone looking for more than just a payment method. It is free from annual fees and also has international acceptance through the Visa network.
Now that you have an idea of what it offers, how about discovering all the details about how it can be your best financial ally? Keep reading to learn more and find out how to apply for yours!
About the Issuer
Gesa Credit Union is a cooperative financial institution with the goal of offering affordable and quality financial services to its members. With a focus on financial education and practical solutions, Gesa differentiates itself by being an alternative to large banking institutions.
Founded in 1953, Gesa has grown over the years, expanding its operations and offering a variety of financial products, including credit cards like the Gesa Cash Rewards. The cooperative aims to provide personalized service and promote the financial well-being of its members.
Gesa Credit Union maintains a continuous commitment to excellence, always striving to meet its customers’ needs with innovative services and financial solutions that make a difference.
Card Benefits
Unlimited 1.5% Cashback: The card offers 1.5% cashback on all purchases, with no restricted categories or limits. This means that regardless of the type of spending, you will always be rewarded with cashback, making your purchases more beneficial.
$100 Bonus: After making $1,000 in qualified purchases in the first 90 days, you earn a $100 bonus. This benefit is ideal for those who want to start accumulating cashback right from the beginning and enjoy even more advantages from the card.
0% Initial Interest Rate: Gesa Cash Rewards offers a 0% interest rate on balance transfers for six months. This benefit provides an excellent opportunity for those wishing to consolidate debt or make larger purchases, without worrying about interest during the promotional period.
No Annual Fee: Unlike many credit cards, Gesa Cash Rewards does not charge annual fees. This makes the card an affordable option with no extra costs, allowing you to enjoy its benefits without additional fees.
Visa® Signature Concierge: The card offers an exclusive concierge service, available 24/7, to help with various daily tasks, such as restaurant reservations, travel planning, and other personalized services. This benefit is perfect for those seeking convenience and practicality.
Security and Protection: Gesa Cash Rewards credit card comes with fraud protection, ensuring your purchases are safe. In addition, you can count on real-time security alerts, monitoring any suspicious activity on your account.
Access to Exclusive Offers: Gesa Cash Rewards cardholders have access to exclusive offers and discounts at various partner stores and services. This helps increase the card’s benefits by providing opportunities for savings.
Gesa Cash Rewards Credit Card Fees and Commissions
Gesa Cash Rewards credit card has no annual fee, making it an economical option. However, it is important to note that it applies variable interest rates ranging from 17.49% to 29.99% APR, depending on the applicant’s credit profile.
These rates apply to purchases and balance transfers after the 0% promotional period of six months.
Note: Fees and commissions are subject to change at any time without prior notice, according to the issuer’s policy.
Credit Limit
The initial credit limit of Gesa Cash Rewards is determined based on the applicant’s credit analysis. For those with a good credit history, a higher limit may be obtained, making it easier to use the card for larger purchases.
Gesa offers the possibility to increase the credit limit over time, depending on responsible card usage and the cardholder’s credit score. A request for a limit increase can be made directly with the issuer after the initial usage period.
Positive points
- Cashback on All Purchases:Offers unlimited cashback on all purchases, with no need to worry about categories or limits.
- Attractive Initial Bonus:The $100 bonus after spending $1,000 in the first 90 days is a great advantage.
- No Annual Fee:The absence of annual fees is a major draw.
Negative points
- Variable Interest Rates:After the promotional period, interest rates can be quite high, depending on your credit profile.
- Limited Initial Credit Limit:The initial credit limit may be lower than desired.
- Eligibility:A good credit history is required for approval.
How to Apply for Gesa Cash Rewards Credit Card
- Visit the official Gesa Credit Union website through your preferred browser.
- Go to the Gesa Cash Rewards credit card page and get more information about it.
- Click on the “Get started” option.
- Fill out the online application form with your personal and financial information.
- Wait for the credit analysis to see if your application is approved.
- If approved, wait for the card to be sent to your address.
How to Contact Gesa Credit Union
For more information or support, contact Gesa Credit Union through the following channels:
- Address: 51 Gage Blvd., Richland, WA 99352
- Phone: (888) 946-4372
Take advantage of the benefits of Gesa Cash Rewards credit card and start accumulating cashback on your purchases! Apply for your card today and begin enjoying all these benefits.